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Monday 15 May 2017

IDFC Bank - Set for long journey

IDFC Bank was established on October 21,2014 as a Company under the Companies Act, 2013. Further approved of the banking license by the RBI on July 23, 2015 and approval of the Scheme of Arrangement between IDFC Limited and IDFC Bank Limited and their respective shareholders and creditors, IDFC Bank Limited operating its Banking operations on October 1,2015.
            In July 2016, IDFC Bank signed a share purchase agreement to acquire 100% of Grama Vidiyal Micro Finance,  the largest microfinance institutions in the country. Upon completion of acquisition, Grama Vidiyal will be owned subsidiary of IDFC Bank. The acquisition will give IDFC Bank immediate access to 1.2 million rural and semi-urban households and Grama Vidiyal’s network of 319 locations across 65 districts of Tamil Nadu, Kerala, Karnataka, Pondicherry, Maharashtra, Gujarat and Madhya Pradesh will act as BC centres to IDFC Bank.

The bank is moving aggressively towards expansion in terms of ATM, branches, retail customers, corporate customers, SMEs customers.
 Bank posted net profit of  FY 16-17 is  Rs. 1019  V/s 466.85 15-16.  Gross  and net NPAs subsequently down and under control. The book value stood as on 31 Mar-17 is   41. The stock is worth to hold in portfolio medium to long term at 62-64.


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